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What are the advantages and disadvantages of mortgage loans?

Advantage mortgage
1, low interest rates
say low interest rates are relatively unsecured loans, collateral for secured, lenders need to assume the credit risk is reduced, if the borrower qualified better, get a low interest rate loan is a very easy matter.
2, long term
it is reported that mortgage loans up to a maximum period of ten years, while unsecured loans term not longer than five years, so using real estate as collateral for the loan, the borrower can be determined according to their funding requirements better loan terms.
3, limit high
mortgage loan amount up to a maximum of 70% of real estate assessment value, which can effectively solve the funding problems of the borrower. BACK

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